In an account opened by two individuals as joint tenants with rights of survivorship, all of the following are true EXCEPT:
A) orders may be entered by either party.
B) mail may be directed to the joint owner agreed upon by both parties to the account.
C) in the event of death, the other party assumes full ownership of the account.
D) stock certificates may be delivered in the name of either party.
Answer: D) stock certificates may be delivered in the name of either party.