An agent may open a joint account for which of the following?
Lee and his 13-year-old son, Tom.
Mary and Kelley, two adult college roommates.
Jerry and Mark, friends and partners in business for more than 20 years.
Melinda and her minor nephew, John, for whom she is guardian.
A) I and III.
B) I and IV.
C) II and IV.
D) II and III.
Answer: D) II and III.