A customer in his twenties, who is not risk averse, is in the market for life insurance. His main worry is that what looks like a generous death benefit today may not be sufficient for a beneficiary 40 or 50 years from now. A registered representative might consider recommending:

A customer in his twenties, who is not risk averse, is in the market for life insurance. His main worry is that what looks like a generous death benefit today may not be sufficient for a beneficiary 40 or 50 years from now. A registered representative might consider recommending:


A) whole life insurance with the option of purchasing additional coverage.

B) an aggressive, long-term strategy of investment in small-cap stocks.

C) variable life insurance.

D) term life insurance.



Answer: C) variable life insurance.


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